If you have a mortgage it is highly likely that your payment includes your property taxes. The majority of mortgage loans have an escrow account where your payment includes not only the principal (the money you pay to pay back the money you borrowed) and interest (the money you are paying for the privilege of borrowing money), but also money to pay your taxes, insurance, and mortgage insurance. Your total payment is also referred to as your PITI payment (short for principal, interest, taxes, and insurance).
The old saying, out of sight out of mind pops up for me here. Since you pay your real estate property taxes each month you might just throw away your tax bill or not give it a second thought once you have mailed it to your mortgage company to pay. This could be a costly mistake.
Continue reading “Are You Paying Too Much in Property Taxes?”
According to Liberty Mutual, 60% of people reported losing sleep over moving. May is National Moving Month. That means there are lots of experts sharing great ideas on moving. Use these hacks, tips and tricks to have a more successful move.
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When it comes to implementing a healthy lifestyle, it’s easy to associate large dollar signs to our goal. Organic food, fitness classes, and latest diet trends all come with a pretty hefty price tag, not to mention the time it takes to do all these things. In today’s world, where time is money, you can basically hear the “ka-ching” when you think about health.
This is also the reason that when we start saving or become busy, our health is the first thing to fly out the window. It is one of those things we know we should do, but it just doesn’t fit in right now.
Continue reading “4 Health Hacks to Boost Your Bank Account”